Info for applicants
Info for Title Producers
MAHT Annual Reports
Maryland Affordable Housing Trust (MAHT)
Round 39 is now OPEN. Application deadline is September 24, 2015.
Please note recent changes to the MAHT application:
- Funding requests for operating or support services should indicate how your
organization’s funding gap would be met in the future if MAHT funding was not available
(see Section 10 of the MAHT application, “Need for MAHT funding”)
- MAHT’s requirement for applicant contribution to projects (see Program Guidelines,
page vii). Section 6 of the application can be used to show this contribution.
Purpose of Program
The Maryland General Assembly created the Maryland Affordable Housing Trust (MAHT)
in 1992 to make affordable housing more available throughout the State of Maryland.
The Trust is governed by a Board of Trustees and staffed by the Maryland Department
of Housing and Community Development. A portion of the interest generated by title
company escrow provides the funding for MAHT.
Applicable Law and Regulations
The law and regulations governing MAHT are found in:
- The Housing and Community Development Article, §§10-101 - 10-301, of the Annotated
Code of Maryland, as amended;
- Insurance Article Section 22-103 of the Annotated Code of Maryland; and
- Code of Maryland Regulations (“COMAR”) 31.16.03.01-.08.
MAHT promotes affordable housing for households earning less than 50% of area or
Statewide median income by:
- Funding capital costs of rental and ownership housing;
- Providing financial assistance for nonprofit-developer capacity building;
- Funding supportive services for occupants of affordable housing; and
- Funding operating expenses of affordable housing developments.
MAHT does not provide:
- Direct rental assistance to tenants;
- Capacity building assistance that is not related to a specific housing development;
- Purchase of grantee personal property, such as office furniture or equipment.
The maximum award amount is $75,000.
Although MAHT reserves the right to make its funding available as interest-bearing
loans, funding for project-specific capacity building, operating expenses and support
services are generally made as grants. Funding for capital costs are offered as
deferred-payment loans or recoverable grants payable if the project is sold and/or
ceases to be used for low-income occupancy. Pre-development awards are generally
- Nonprofit organizations
- Public housing authorities
- Government agencies
- Profit-motivated entities
While all activities funded by MAHT generally serve residents with incomes of less
than 50% of statewide or area median, whichever is higher, preference is given to
projects that serve households with incomes of less than 30% of median.
Projects that meet the following criteria will be most competitive:
- Target very low-income persons
- Provide housing for families with minor children and/or single adults in Single
Room Occupancy units;
- Demonstrate project readiness and feasibility;
- Project long-term affordability (for capital projects);
- Demonstrate need /demand for housing in geographic area and helps achieve equitable
geographic distribution of MAHT funds;
- Leverage other funds and/or provide the final piece in a financing package; and
- Provide self-sufficiency services.
Applying for MAHT
When applying for MAHT funds, applicants should follow the guidelines outlined in
the MAHT Program Guidelines. Applicants may download a copy of the MAHT Application
Materials and Round 38 Legal Documents and Instructions, or fax or mail a written
request for a copy to:
- Maryland Affordable Housing Trust
- c/o Department of Housing and Community Development
- 7800 Harkins Road, Lanham, MD 20706
The schedule for the Thirty-eighth MAHT Funding Round is as follows:
Guidelines and applications available
August 21, 2015
September 24, 2015
Announcement of Awards
See Program Guidelines (PDF) for application procedures. No binders please. Applications
not completely filled out will not be accepted.
For any questions, you can contact: